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The Eimers Group LLC, REALTOR®, real estate agentss and broker for Destin, Seagrove, and Grayton Beach Destin home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Emerald Coast Real Estate

Looking for Distinctive Real Estate? Search everything the web has to offer right here! A great place to start would be our Feature Homes.

Need local real estate information? We can give you the expertise you are looking for! In fact, we've summarized so much of what is important about the Emerald Coast Real Estate market in this site.

The Emerald Coast is Northwest Florida's rare gem. With our beautiful white sand beaches and easy-paced living, we are the perfect playground for couples and families! Check out our picture gallery to see why USAToday.com has named us the "best beach in America"!

Need expert advice? No web site, large or small, can take the place of a REALTOR. Not even mine! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTOR. As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. And together we will sell your home for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. Please let us help. Call us at 1.800.775.5914.

School Reports in Destin, Seagrove, and Grayton Beach, Florida

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Schools in Destin, Seagrove, and Grayton Beach

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
A	Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
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The Eimers Group
The Eimers Group LLC
Paradise Key at Kelly Plantation
4424 Commons Dr. E., Ste. 2B
Destin, Florida 32541
1-800-775-5914
1-850-837-8880
Fax: 1-850-654-1441
Email: info@eimersgroup.com

The Eimers Group is a "Team" or "Group" concept. Our group consists of one Broker, Twelve Florida Licensed REALTORS, an Office Manager and Advertising Specialist. When you hire The Eimers Group, you hire fifteen specialists; we each concentrate on specific areas of the real estate transaction. There is no additional charge to our clients for this enhanced representation. Many times we save our clients thousands of dollars because of this arrangement.

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